Why Most ROOFING CONTRACTOR Fail

There is no such thing as being over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a type of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you will are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A couple of months later you see a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you also find that there was never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to install a pitched roof. A flat roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license if they have an over-all contractor license. However, there were many cases of general contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to have a roofing license as well as their general contractors license.

In roof maintenance , the number for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor didn’t pay his supplier and that you are now in charge of that payment. This has happened and can eventually you.

Solution: Make sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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